Having a budget is extremely important, yet a large number of people don’t know how to create one or stick to it. Creating a realistic budget can be an intimidating undertaking, but budget software can make the job much easier. Good Budget software is available for download online or from many retail stores. Budget software allows you to plug in your financial information like income and expenditures, and then helps you to create a budget. Some budget software even links automatically to your online banking account, making it easy for you to keep track of your transactions as they happen.